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Terms & Conditions

1 - Introduction

This website is owned and run by Independent Financial Solutions.

These Website Standard Terms and Conditions (these "Terms") contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this "Website"). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website if you have any objection to any of these Website Standard Terms and Conditions.

This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you are a minor.

2 - Intellectual Property Rights

You agree that all materials, products, and services provided on this website are the property of Independent Financial Solutions, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute the Independent Financial Solutions intellectual property in any way, including electronic, digital, or new trademark registrations.

3 - Restrictions

4 - Content

If you believe that your work has been copied and is accessible on the Independent Financial Solutions website in a way that constitutes copyright infringement, or that the website contains links or other references to another online location that contains material or activity that infringes your copyright, we would ask affected parties to simply contact Independent Financial Solutions and request that it remove the offending material, rather than take aggressive action.

5 - No warranties

This Website is provided "as is," with all faults, and Independent Financial Solutions makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consultation or advice to you.

6 - Limitation of liability

In no event shall Independent Financial Solutions, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Independent Financial Solutions, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

7 - Indemnification

You hereby fully indemnify Independent Financial Solutions from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

8 - Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid, and such provisions shall be deleted without affecting the remaining provisions herein.

9 - Variation of Terms

Independent Financial Solutions is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

10 - Assignment

Independent Financial Solutions shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

11 - Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Independent Financial Solutions and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

12 - Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of England & Wales. The courts of England shall have exclusive Jurisdiction to settle any disputes.